Masanobu Hirasawa

EXPERIENCE thick Extensive experience in mortgage origination, warehousing, securitization, merchandise-making and insecurity management industries. Demonstrated success in development new businesses, expanding client base, controlling costs and improving profitability. Highly-skilled in a full spectrum of mortgage-backed functions, including sales/ calling, risk management, investment analysis, client presentations, cash flow modeling and performance analysis.OBJECTIVEBank management position supervising mortgage-backed properties division.EXPERIENCETOKYO aesthesis BANK, LTD., Tokyo, lacquer Mar 2006-PresentGeneral Manager, Business Strategy & CoordinationBegan the first private mortgage conduit in Japan. Created third-party origination (correspondent lending) and securitization political platform during my first eight months. Identified unique emerging market opportunities in Japan and founded program to set up specialized long-term financing support in the mortgage banking industry. Developed and launched innovative business pattern to address under-served niche market and integrated new model with existing franchise.Created Mortgage Banking & Conduit in embodied finance Group and recruited professionals to underwrite, purchase and accumulate mortgage assets for re-packaging.Developed and launched two new bring products on time, including blossoming ARMs & hybrid ARMs and prime piggyback seconds (onto the Japanese conforming loan, Flat 35), which gull been well received in the primary market.Established exceptional correspondent relationships with major mortgage lenders, such as SBI Mortgage, Toshiba Housing Loan, Mortgage Services of Japan, Family Life Service and Yuryo Housing Loan. Successfully funded 2 billion ache in new loans in 10 months.Directed the across-the-board project to create and implement a silky origination process.Led the team to execute all documentations for acquisitions and resolved critical legal issues including Bank Age ncy Law.Developed set methodologies, optimized profitability and controlled budget.Oversaw underwriting guidelines and maintained the quality of acquired assets.Led the project team to create loan databases, which enabled the Bank to readily off-balance its assets.SHINSEI BANK, LTD., Tokyo, Japan Feb 2002-Mar 2006Manager, Capital Markets DivisionDirected the team managing risks of the divisions conduit businesses, including mortgage loans and securitized loan portfolio. Created and reported detailed P&L, including learn items like positions, hedge mark-to-markets and funding costs. Played a key role in acquiring residential mortgage loans from the supplementary market and established a mortgage-banking platform such as SBI Mortgage, Shinsei Property Finance and Rakuten Mortgage.Independently managed the divisions portfolio, worth over 1 trillion fade in market value, and weasel-worded its interest rate and prepayment risks primarily using swaps, caps and swap options.Instrumenta l in growing assets from 20 billion yen to over 1 trillion yen in 3 twelvemonths. Achieved 20% annual net growing in investment income during that time.Developed a complete cash flow pricing model using INTEX and MIAC analytics to successfully acquire over 2 trillion yen of mortgage portfolios from regional banks.Set up and implemented secondary marketing functions for five mortgage correspondents, which added 15 billion yen new originations to the mortgage conduit annually.Created business plans, budgets and forecasting and made presentations to investment committees.Successfully managed a team of three pricing and risk management professionals and oversaw numerous loan database projects.MERRILL LYNCH JAPAN CO., LTD., Tokyo, Japan Sep 2000-Aug 2001Assistant Vice President, MBS/ABS Trading and SyndicationTrader and marketer of global securitized products for Japanese and Asia-Pacific investors. Managed trading books by way of hedging trading positions and prepared a daily offering sheet with market comments and data. Attended sales meetings on a regular basis and extensive client management.Executed considers on U.S. pass-throughs, CMO and attribute card and auto loan ABS with a volume in excess of $1 billion for the year 2000-2001.NOMURA SECURITIES INTERNATIONAL, INC., New York, NY July 1998-August 2000Assistant Vice President, MBS ResearchResearch analyst for the U.S. residential MBS markets and assisted traders and sales force in assessing relative value, documenting trade strategies and generating investment ideas. Regularly wrote commentaries on market events, prepayment speeds and housing indices.HSBC SECURITIES, INC., New York, NY Jan 1998-Jun 1998Associate, Mortgage-Backed ResearchThe firm closed down its mortgage business in 2/98. Moved to Nomura Securities along with my supervisor.BLACKROCK, INC., New York, NY Dec 1996-Jan 1998Analyst, Portfolio AdministrationLiaised with accounting agents of the firms institutional clients, participated in recon ciliation with custodians and monitored portfolio compliance with investment guidelines and regulatory parameters. Worked as an intern between 12/96-4/97.EducationCOLUMBIA UNIVERSITY, New York, NYM.A., Statistics, 1996STATE UNIVERSITY OF NEW YORK, BINGHAMTON, Binghamton, NYB.A., Mathematics, 1994Professional LicensesNASD Series 7 & 63 and JASD Level 1 & 2